CO-04 (Special Election)
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(R) Greg Lopez
(R) Trisha Calvarese
90%
10%
President (To Win Colorado)
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(D) Joe Biden*
(R) Donald Trump
80%
20%↓
CO-01 (Denver)
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(D) Diana DeGette*
90%
CO-02 (Boulder-ish)
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(D) Joe Neguse*
90%
CO-03 (West & Southern CO)
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(D) Adam Frisch
(R) Jeff Hurd
(R) Ron Hanks
40%
30%
20%
CO-04 (Northeast-ish Colorado)
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(R) Lauren Boebert
(R) Deborah Flora
(R) J. Sonnenberg
30%↑
15%↑
10%↓
CO-05 (Colorado Springs)
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(R) Dave Williams
(R) Jeff Crank
50%↓
50%↑
CO-06 (Aurora)
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(D) Jason Crow*
90%
CO-07 (Jefferson County)
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(D) Brittany Pettersen
85%↑
CO-08 (Northern Colo.)
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(D) Yadira Caraveo
(R) Gabe Evans
(R) Janak Joshi
60%↑
35%↓
30%↑
State Senate Majority
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DEMOCRATS
REPUBLICANS
80%
20%
State House Majority
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DEMOCRATS
REPUBLICANS
95%
5%
February 22, 2012 08:38 PM UTC
31 Comments
That’s not impugning motive, that’s just stating facts. Impugning motive would be (just as a purely hypothetical example):
http://www.senate.gov/artandhi…
that Carroll’s motive was to impugn GOP motive? . . . DON’T IMPUGN MOTIVE, Greg!
But, IOKIYAR. It only works one way, you know.
When I was a community development lender I found myself constantly arguing against using credit scores when looking at entrepreneurs. The guy who is going to start a business does’t stop with the first failure. But that first failure haunts his credit score for 7 years.
The problem is even greater when applied to job applications and insurance policies. My housemate, who has been unemployed and has always paid for everything with cash recently got a notice that his auto insurance premium was going up because of his credit score. I know for a fact that in the last 12 years he has never missed or been late on any payment, including child support payments. I know this because he gives me the cash and I write the checks.
Should a person be rejected as an employee because they don’t have a credit history? Do struggles to pay bills during periods of unemployment translate into bad workers?
The score was designed as a predictor of default on loans and installment credit–it was never designed to predict one’s skill or dedication to work.
I do take some exception to this statement.
I worked with Fair-isaacs when they were designing one of their very first national credit-scoring models. My observation is that FICO has been duplicitously SOLD as a predictor of default (something it actually does about as comparatively accurately as divining goat entrails), it was DESIGNED to replace, from a cost-efficiency perspective, expensive human beings and their thoughtful judgment from the loan decision process.
It is absolutely astounding that the Republican Party has steadfastly and resolutely continued on its course to become a permanent minor party. Perhaps we should consider that outcome is exactly what they are strategically striving for. As a permanent minor party, they can be ideologically pure and not have to worry about those pesky caucuses, assemblies and primaries.
Why would the Democrats attempt to impugn the motives of Republicans? Are those motives not transparent enough? The Democrats need not say anything when Senators such as Harvey are so extraordinarily eloquent with faultless logic in carefully showing the world who and what they really are.
The Republican policy proposals are to public policy what Ishtar was to movies.
Ishtar wasn’t actually that bad of a movie. if you didn’t know the story about Warren Beatty and Elaine May, you might actually like it.
Republican policy is more like Snakes on a Plane. You’ve seen it all before and it’s really lame.
I’m outraged if you don’t agree with me.
kind of similar to the outrage Gingrich feigns when asked about his marriages.
is going so well. And it’s only February . . .
of Senator Steve King:
Hmmm! Steve, isn’t being unemployed because of poor credit putting other families at risk?
http://www.gjsentinel.com/news… (subscriber only – sorry)
to Hollywood in a million years. After all, he’s been comfy on the taxpayers’ dime all his career so how would he know?
What Senator Carroll requested of the Senators is already illegal under Colorado and Federal law. It is not related to the purpose of their job and if that’s not so, Colorado statute already prohibits this and Federal anti-discrimination laws already prohibit this her law wouldn’t change this. What her law changes is the types of business that can request this information to banks and securities companies. There reality is that as usual, Senator Carroll has done a bill which solves a problem that is already illegal and then goes on to throw the baby out with the bath water. It prevents lots of small businesses, like property managers, grocery stores, any retail business from knowing if the person they are hiring is in financial trouble and might be more likely to steal. That’s a ligitimate use for this information. And Senator Carroll prohibits people from finding this out. Sorry that’s a FAIL in my book. Also the stuff about notice is completely duplicative of existing Federal Law.
So, once again, Senator Carroll introduces a piece of legislation that does nothing but cause harm and cost everyone money. See my diatribes about the homeonwers’ association legislation she has passed.
That she is a lawyer is just another point supporting my belief that there are way too many lawyers and that the best tort reform for Colorado would be to simply close down the CU Law School and reduce the number of people passing the bar exam. And, I have a degree from the CU Law School.
Federal law requires a consent form and notice if you are declined based on credit. It does NOT prohibit the use of credit reports in hiring as is also apparent by the fact that 60% of employers are now using it for this very purpose.
Federal law requires a consent form and notice if you are declined based on credit. It does NOT prohibit the use of credit reports in hiring as is also apparent by the fact that 60% of employers are now using it for this very purpose.
I had no doubt you know what your doing with SB 3.
Craig on the other hand…
That people with bad credit are inherently more likely to steal?
Seems like job references would do more to stop that, without screwing everyone else over. Imagine!
I was told when refered to this site that I should do three things: never type anything you wouldn’t say to someone in person, use proper English and source everything. I would be very interested to see the federal laws on when employers can ask for, or demand, a credit report.
Thanks in advance for the information!
Bernie Madoff, Ken Lay, and Dick Cheney ( . . . still at large) all had some pretty high credit scores. This report does nothing to predict an individual’s likelihood of thievery or didhonesty, (but it is a somewhat less-flawed, 20-20 hindsight view of the amount of income that one has had.)
There was a hearing on that.
Colorado Pols has done much to poison the air at the Capitol over the years.
Thanks for proving it.
take your shit sanctimony elsewhere.
and defines our country as a “Christian Nation” until it doesn’t. Something a Republican wants everyone to do, but they won’t? Damn blog, drawing attention to it.
Make a note, if you see an airplane full of radioactive material crash into the reservoir, do not, under any circumstances, say anything about it. Not acknowledging it clearly means it’s not there. Why would you want to poison our water? BLOOOOOOG!
http://www.coloradopeakpolitic…
is generally considered in poor taste. You know that, right?
Such big stuff that they cross post on a liberal site for traffic. You’ll be sorry for that “whoring” remark when they bring home the Murrow. No unicorn for you!
for whoring your own SEO experiments, your own guide to ballot measures, your own code wars, and your own blog about your own electric car?
Only the employed can afford to declare bankruptcy.The unemployed will never get a job.So I suppose that the Republicans think that if a person loses a job at no fault of their own,and they then go broke they should either kill themselves,or go to prison and work for the private prisons.
The American gulag makes fat profits for some.This used to be calld fascsim.